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Personal Umbrella – Smith & Hatch Insurance Agency

Personal Umbrella

It’s an unfortunate fact that accidents happen-and it’s not uncommon for jury awards and out-of-pocket expenses to run into the millions. Are you certain your current liability insurance offers you enough protection? If you are found to be legally responsible for injuring someone or damaging their property without a personal umbrella liability insurance policy, anything beyond the limits of your standard liability insurance coverage will come out of your own pocket. Standard liability insurance generally includes homeowners, renter, and auto and watercraft policies.

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