Commercial Umbrella

One of the most compelling reasons to have commercial umbrella insurance is that, without it, you would have to pay much higher premiums on all of your policies to ensure you’re covered for any unforeseen catastrophe.

Thankfully, you can purchase an affordable policy that makes up for the usual limitations or exclusions on your other policies. Just some of the reasons to have an umbrella policy:

  • You are sued for an amount beyond the coverage limits of your liability policy
  • Your product or service causes a catastrophic loss for your client
  • A fire on your premises results in the death of one or more employees

A careful look at historical data for businesses similar to yours can give us a good idea of how much umbrella coverage is appropriate for you. Allow us to provide you with a no-obligation quote on umbrella protection for your business.

Commercial-Auto   Commercial-Liability   Commercial-Property   Commercial-Umbrella   Workers-Compensation   Bonds

Notice

During this unprecedented time in our world right now, we want to be proactive and do our part to combat the spread of the COVID-19 virus.  For the safety of our employees and clients, effective March 18th, our Eden and Kewaskum offices will be closed to visitors until further notice.  At this time, our employees will continue to service our clients via the phone and email. 

Please visit your insurance company website to make payment or our website at www.smithandhatch.com and click on “Who We Represent”.   Please call or email our offices if you have any questions or concerns.  Please visit our website or Facebook page for further updates.

It is important to remember that we are all in this together and the mission is to limit transmission so we can all get back to our normal lives as soon as possible.  Thank you for your patience and understanding.