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Commercial Umbrella – Smith & Hatch Insurance Agency

Commercial Umbrella

One of the most compelling reasons to have commercial umbrella insurance is that, without it, you would have to pay much higher premiums on all of your policies to ensure you’re covered for any unforeseen catastrophe.

Thankfully, you can purchase an affordable policy that makes up for the usual limitations or exclusions on your other policies. Just some of the reasons to have an umbrella policy:

  • You are sued for an amount beyond the coverage limits of your liability policy
  • Your product or service causes a catastrophic loss for your client
  • A fire on your premises results in the death of one or more employees

A careful look at historical data for businesses similar to yours can give us a good idea of how much umbrella coverage is appropriate for you. Allow us to provide you with a no-obligation quote on umbrella protection for your business.

Commercial-Auto   Commercial-Liability   Commercial-Property   Commercial-Umbrella   Workers-Compensation   Bonds